Commercial Vehicle Insurance
Commercial Vehicle Insurance covers an array of vehicle types, from small vans to large tipper trucks. Sky Insurance have many excellent schemes with a selection of insurance underwriters that offer suitable cover for different types of commercial vehicle with very competitive rates.
Click the 'Get A Quote Today' button on the right to get an online quotation or phone our team to discuss your Commercial Vehicle Insurance quotation, alternatively you can 'request a call back'.
Some of the key terms on our Commercial Vehicle Insurance policies are:
- Very Competitive Premium Rates for Commercial Vehicle Insurance
- Commercial Business Use Covered
- Goods In Transit Cover Available
- Discounts for insuring additional Commercial Vehicles
- Insurance Schemes Suitable for Self-Employed Policyholders
- Introductory Discounts
Sky Insurance have the right cover for your requirements at the right price. If you are self employed, a small independent company, a sole trader or a large commercial operator - Sky Insurance have the answer to your insurance requirements. we have the policy for you. As business users you want hassle free service coupled with the knowledge that your vehicles and employees are insured correctly. One call can sort it all.
For the self-employed tradesman and business owners we can also offer insurance cover for the following:
- Contractors All Risks
- Goods in Transit Insurance
- Own Plant / Hired-in Plant
- Tools Insurance
- Tradesman’s Liability Insurance
Commercial Vehicle Types
These are just some of the types of commercial vehicles that we insure:
- Ford Transit Van
- Iveco Daily
- Toyota Hiace
- Citroen Dispatch
- Mercedes Sprinter
- Citroen Relay
- Peugeot Boxer
- LDV Maxus
- Vauxhall Astravan
- VW Transporter
- VW Caddy
- DAF
- Mitsubishi L200
- Vauxhall Vivaro
- Fiat Ducato
- Renault Master
- Renault Traffic
- HGV's over 3.5T
Commercial Vehicle Insurance - The Key Issues
The key issues with Commercial Vehicle Insurance is often more expensive than standard car policies and this extra cost is due to the usage of the Commercial Vehicle, which mainly is related to the purpose of use and the size of the vehicle being insured.
There are three main types of usage on a Commercial Vehicle Insurance policy;
- Carriage of own goods (with a restricted radius i.e. local business or unrestricted i.e. work anywhere)
- Carriage of other peoples goods (removals, local haulage etc)
- Fast food delivery and courier use
Weight of the Commercial Vehicle
There tends to be a split between vehicle under 3.5t and over 3.5t - the vans under 3.5t are usually classified as 'light commercial vehicles'. The heavy vans are often classed in the 'truck' category and this often costs slightly more to insure, usually due to the risks involved with the types of business these vehicles are used for.
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