Employers Liability Insurance & Business Liability Insurance
You are responsible for the health and safety of your employees while they are at work. Your employees may be injured at work, or your ex-employees could seek to claim compensation from you if they believe that they became ill because of working at your premises.
For this reason, the Employers’ Liability (Compulsory Insurance) Act was passed through government in 1969. This act ensures that you as an employer have the necessary insurance to cover yourself and your business against such claims.
If you’re looking for business liability insurance that covers you for every eventuality, then simply call us today. We can help provide you with a simple cost-effective package that is specifically tailored to your business requirements. The popular types of policies we offer are listed below.
Types of Commercial Business Insurance
Public Liability Insurance
If you own a small business or if you are self-employed then you are likely to have regular contact with the public. While you may take every precaution you can to protect the public or their property, accidents do happen and you could be held financially responsible for any injury caused or property damaged.
Public Liability insurance is available to protect you against such claims. You can buy cover in isolation, combine it with employers’ liability insurance or incorporate it as part of a larger insurance package.
Employers’ Liability Insurance
You are responsible for the health and safety of your employees whilst at work. If an employee of yours is injured at work or a former employee becomes ill as a result of work carried out while in your employment, they may try to claim compensation from you if they believe you to be responsible.
The Employers’ Liability (Compulsory Insurance) Act 1969 ensures you have at least minimum insurance cover to protect yourself against any such claims.
Professional Indemnity Insurance
If you provide advice or a professional service as part of your business then you should consider taking out professional indemnity insurance. This cover can protect you if you were to make a mistake in your work, give poor advice or lose confidential data, which causes your client’s business to suffer a financial loss.
You may obtain an online quote for liability by clicking the relevant trade above or calling us on 03303 331 255