Car Insurance Glossary : S

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Schedule
A document describing who is insured, what is insured, and the cover provided.

Social Domestic & Pleasure
Motor insurance cover that is restricted to non-business use. If you use the car in connection with your work you may invalidate your policy.

Special Conditions
In addition to the general conditions (GC), any individual conditions applying to the sections of a policy are set out in the special conditions (SC).

Subrogation
The insurance company that makes the initial payments (e.g. in the case of Motor Liability insurance) has recourse to the person responsible for the loss, or to the policyholder if the loss was due to a tortuous act (such as gross negligence) or if the insurance cover does not suffice.