High Performance Car Insurance
Finding high performance car insurance can be difficult. These vehicles require a unique and specific type of cover because of their high specifications, power and values. As a result of this, the number of insurance companies that offer high performance car insurance is thin on the ground. Because they are beautiful, desirable cars, they are perceived as higher risk and therefore the insurance premiums are higher.
That’s why Sky Insurance has developed a specialist performance car insurance scheme with our underwriters. This means we can offer very competitive rates on performance car insurance.
These policies are 'tailor-made' to reflect the requirements of owners of performance cars. We also have a knowledgeable team of staff who are experienced in insuring performance cars. This makes us the performance car insurance experts.
Key Points of Performance Car Insurance Policies
- 'Like for Like' Modifications Covered
- Young Driver Friendly (aged 19 or over with 2 years driving exp.)
- Limited Mileage Discounts
- 2nd Car Discounts
- Specialist Performance Car Insurance Team
- UK based company - no call centres
- Modified Vehicles covered
- Breakdown Cover available
Get a Quote with Sky Insurance
At Sky Insurance we are proud to be able to cover the gap in the market and offer you performance car insurance at a competitive rate. Whether you’re looking for modified car insurance, imported insurance or simply standard cover, such as BMW insurance, Sky Insurance will be able to design the policy perfect for you. To get in contact, whether you have questions about our cover or you would like a quote, then call us on 03303 331 250 or click “request a call back”
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Evo Magazine & Forum
Sky Insurance are now proudly sponsoring the Insurance Section on Evo Magazine Community Forum. Also, a Sky Insurance featured advertisement in this month's edition of Evo magazine 'It Takes One To Know One' highlights our commitment to the Specialist & Performance Car Insurance market. See the full article below.
Car insurance can be a nightmare. Particularly if you own a high-performance or modified car, or a Japanese import. Suddenly the ‘wonder’ of online insurance comparison sites turns to frustration: your car isn’t listed, there’s no facility to detail its modifications, and the quote you’re given isn’t the bargain you’d been expecting. And as for talking to a clued-up human being on the end of a phone line, forget it...
Wouldn’t it be nice to find a car insurer who’s actually on your wavelength, who genuinely understands what it is you’re looking to insure and can generate the right policy for it? That’s what David Watson and Jae Pearse set out to create when they refocused the direction of their company, Sky Insurance, ten years ago, having previously run it as a chain of high street insurance brokers.
As Jae explains: “Sky took the decision not to use the fashionable methods of price comparison sites and call centres.
“We wanted to remain true to our roots and continue to offer our services to drivers who were not looking for the ‘stack it high, sell it cheap’ approach, and preferred brokers who were focused as much on service as they are on price. Our policies appeal to drivers with more complex insurance needs – whether their vehicle has lots of modifications or is a high-performance car, or whether they just want to speak to an insurance professional who could add value to the process of buying insurance.”
The key to Sky’s empathetic approach is that the whole team are car enthusiasts – between the team members Ollie Frost, Chris Mann, Luke Tillbrook and Alex Kinrade, they own or have owned everything from a Lancia Delta HF Integrale, Mitsubishi Lancer Evo IV and Nissan 350Z to a Toyota Celica GT4 WrC, Subaru Impreza Turbo, Nissan Skyline and even a Turbo Technics Peugeot 205 GTI, amongst many others. And all the team are regular attendees at trackdays and car club meets and events, sharing the same passions as their customers and proving that Sky doesn’t just talk the talk.
Further evidence of Sky’s zeal for all things quick and automotive is the company’s five- year sponsorship of Driftworks – the UK and Europe’s number one drifting team. And right now, Sky are also running a competition to win an Ariel Atom Driving Experience. This is your chance to hurtle around sideways in a car with the power-to-weight ratio of a Bugatti Veyron – simply visit www.skyinsurance. co.uk/blog/2013/01/ariel-atom-experience- competition/ to enter.
Thanks to their intimate knowledge of the market, the Sky team are able to produce tailor- made policies, not just for individual cars, but for fleets, too, whether they're company cars or your private collection. And the company can provide trackday cover, like for like modification cover and agreed valuations.
Sky does good business with UK car clubs, too, and has a dedicated car club team – car club members receive discounts on their premiums because, as Ollie explains, “members of car clubs are generally car enthusiasts who take pride and care with their cars, which when it comes to car insurance, is music to our ears”.
As tends to be the way with companies that offer great customer service, 85 per cent of Sky’s business comes from word of mouth. “Best policy, best price, best service (Sky’s strapline) is not a boast,” reveals Ollie Frost. “It’s the benchmark that we set ourselves. We believed that if we were to grow the business based on customer recommendations alone, then this was the benchmark we had to strive to reach.”
So, has Sky Insurance achieved that self- imposed benchmark? There’s only one sure-fire way to find out...
Burnt Out Porsche
Sky Insurance would like to thank Ferdinand Magazine reader Ciaran Challis for granting his permission to reproduce this image. The car pictured is a 1971 2.2T which was Ciaran's pride and joy before he took an overseas job and stored the car to await his return. Unfortunately disaster struck and the factory building in which it was stored burnt down. In Ciaran's own words:
"I'd owned the car for about four years when I took a job in Australia. I had no intention of selling the car but had no idea how long I would be away, so I stored the car. Unfortunately the building where it was stored burnt down. I learnt the hard way that even when you are not using your pride and joy regularly it still pays to have it properly insured."
We have been insuring cars for many years and our knowledge and experience could be very beneficial in placing your vehicle under the right cover at the right price. If you are only at the stage of considering buying a high performance vehicle, it is a very good idea to find out about the insurance prior to purchasing the car. Due to the high values involved, it can be difficult or very expensive to place certain risks with an insurance company - fortunately our specialist insurance scheme tries to cover this gap in the market. Feel free to call us for any advice on this matter.
Performance Car Insurance - The Main Insurance Issues
Due to the high specifications, high values and the power of most performance cars, even the smallest of accidents can spirral into a very expensive claim. The fact that the cars are very highly rated and admired, also makes them a higher risk where theft is concerned. There are several things that could have a positive effect on your performance car insurance premium and are often recommended or required by the insurer;
- Adding a tracker device
- Keep the car secure overnight in a garage
- Limit mileage policy
- Increased Excess
Why does Sky Insurance like Performance Cars when other insurers do not? Generally speaking we find that Performance Cars are owned by car enthusiasts who are passionate about and take care of their car, more so than the average driver. From experience, we find that genuine car enthusiasts are less likely to have an insurance claim as they tend to be more careful with their cars. With this research and evidence, we have been able to negotiated a specialist insurance scheme for Performance Car Insurance with excellent rates and cover. Contact us for a quotation today.
Stuart Chambers - Performance Car 'Modified Like A Dream'
Below you will see this stunning Turbo Converted Honda S2000 which has been highly modified by its owner Stuart Chambers. This car won ‘Best car' in a recent event that Sky Insurance were involved in. The specifications and modifications are endless, but if you are interested we have the full details available on our News page. At the event, the judges kept sneaking back to have another look, that was how impressed they were!
We are sure you will agree that it is a stunning piece of work. With this getting our minds thinking, for fun we have created a Top Ten of Performance Car that we insure here at Sky Insurance.
Sky's Top Ten of Performance Cars
Our current top ten most popular Performance Cars we insure are:
- Nissan Skyline R32, R33, R34
- BMW M3, M5, Alpina, Hartge
- Audi S3, RS4, RS6
- VW Golf R32
- Honda S2000
- Mitsubishi Evolution
- Subaru Impreza
- Nissan 200SX S13, S14, S14a, S15 (Silvia)
- Honda Civic Type R
- Honda Integra Type R
If you wish to receive a quotation for your performance car, please call us or click on the 'Get A Quote' button above to arrange a callback. We also specialise in the following non-standard car insurance markets:- modified car insurance, imported car insurance, prestige car insurance, sports car insurance, hot hatch insurance and engine swap car insurance.