Compare Temporary & Short Term Car Insurance. We Search – You Save!
Do you want to make sure you are getting the best value temporary car insurance cover? To save you time trawling around different short term insurance websites, we have gathered a selection of the best options available for you to compare.
With a selection of temporary car insurance alternatives laid out in front of you, including, policy details and cover levels you can select your preferred option and proceed to that independent website to commence cover.
Our temporary car and van products have their own independent websites and are backed by different insurance companies. We Search – You Save!
Why Would I Need Short Term Car Insurance?
There are many reasons when short term car insurance will be more beneficial to an annual policy;
(i) You may need to insure your car for an extra month at the end of your annual policy, for example, this could work out well if you were selling your car or getting rid of it - this can work out as a much more efficient way of keeping the car insured short term, rather than cancelling an annual policy which involves cancellation costs.
(ii) You may need to insure an additional driver for a short period, say for a mini-break. Online short term car insurance cover can do this quickly and efficiently for you, rather than going through the process of trying to add the driver to your main annual policy. Our temporary cover is Comprehensive, so you can relax knowing that the driver is properly insured.
(iii) The 'Driving Other Cars' extension offers limited cover. Some people have a 'Driving Other Cars' extension on their own insurance. This covers the policyholder only; not any additional named drivers. Should you be involved in an accident, the 'Driving Other Cars' extension would not cover any damage to your friend's car – only the 'third party' involved. In contrast, if a short term insurance policy was taken out, this cover is comprehensive, meaning the vehicle is covered, even in the event of a fault accident.
Please note; you cannot use temporary insurance policies to retrieve an impounded or seized vehicle.
We aim to take the hassle out of searching and can help you arrange a policy whether you’re looking for one day car insurance, or a longer period, with cover available for up to 28 days.
- Temporary cover can help with the following:
- Temporary Additional Driver to allow friends or family to drive your car or van
- Short Term Insurance for an additional car or van
- Courtesy Car Insurance for when yours’ is in for a service or repair
- Test Drive Insurance for a car or van you are looking to buy
- Drive Away Insurance Cover for a newly purchased vehicle
The selection of policies available in our comparison site will give you an excellent overview – you can then select your choice and proceed from there.
There are a number of reasons why you might need to insure a van for a single day or a week. Our comparison site has a selection of products offering temporary van insurance cover from 1-28 days.
This can be very helpful for when you are moving home or need to borrow a larger vehicle for a short period.
Providing you are between the age of 19 and 75, have held a full UK, EU or EEA licence for at least the past 12 months and have been resident in the UK during this time, you will be eligible for one of our policies.. Check with each individual insurer's website for full details.
Learner Drivers often like to gain some extra practice in a parent’s or friend’s car in addition to taking driving lessons with an instructor – or sometimes have all their lessons with a parent. With the average learning period of several months, it works out more efficient to purchase short term learner drivers insurance as a separate policy. Not only is it cost efficient – it also prevents any accidents affecting the bonus of the main policy held by the vehicle owner. With this type of cover, it is imperative that the car is already insured by the owner and that policy is running for the full period of the temporary learner cover; as this is purely ‘top-up’ cover.
Sometimes, you may need to insure more than one temporary additional driver for the period of cover. Our comparison site has options available for this situation.
If you are looking to extend your temporary insurance cover whilst driving within the European Union, our comparison site has products that can offer you this cover. The vehicle must normally be based in the UK and have a valid Road Tax throughout the journey. Your journey must also start and finish in the UK and the trip must be of a temporary nature,
Comprehensive Short Term Insurance cover for the EU requires an additional premium from the basic cover provided. The EU countries covered are:
Andorra, Austria, Belgium, Bulgaria, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Italy, Latvia, Liechtenenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Republic of Cyprus, Republic of Ireland, Romania, Serbia, Slovakia, Slovenia, Spain, Sweden and Switzerland.
Full details of the specific terms for European Cover offered are detailed on each individual website if the option is available.
If your car breaks down and the dealership or garage is supplying you with a courtesy car or van whilst repairs are carried out, courtesy car insurance will give you the cover you need to keep driving even when your own vehicle is out of action.
Sometimes, when purchasing a new vehicle, you may need to arrange instant temporary insurance for driving home – this Drive Away cover can be purchased online using a PC, Tablet or Smartphone. This short term cover can be helpful to cover the gap between buying the vehicle and getting insurance arranged on a more permanent basis.
If you are buying a car, you may wish to Test Drive this first. We realise that most people would like test drive insurance at short notice that can be arranged quickly – without the need for complicated forms – but still providing Comprehensive cover. Short Term Car insurance is the answer and can be purchased in minutes.
Insurance cover for the reimbursement of the policy excess you have paid when you have made a claim on your motor policy and whilst driving in the UKonly.
This is an Add-on product for both cars and vans and can only be purchased at the same time as the actual insurance policy. The policy will pay out following the successful settlement of a claim in respect of:
- accident damage
- malicious damage
- theft or attempted theft. It also covers if your vehicle is stolen and recovered.
Full details of the specific terms for Excess Protect Insurance offered are detailed on each individual website where cover is available.
Full details of the specific terms for Motor Breakdown cover offered are detailed on each individual website of the insurance product selected, where cover is available.
The vehicle is covered for call out charges and up to 1 hour's labour charges, at the scene of your breakdown where your vehicle is rendered immobilised due to electrical or mechanical faults within the Territorial Limits stated in this service agreement.
In the event of you being involved in an accident that is not your fault, there are certain losses that you may sustain which are not covered by your Insurance Policy; these are termed as ‘Uninsured Losses'.
Through this optional add-on service, expert help and advice will always be available to give you when you have an uninsured loss to claim and covers such items as:
Helplines and Additional Services
Remember, the success of any claim is dependant on proving the third party was at fault.