Temporary Car Insurance

Temporary Car Insurance is the solution to your short-term insurance needs. Insure Your Car or Van from 1 Hour to 3 Months.

  • Flexible Cover: 1-84 Days
  • Cheap Prices: 1 Day From £14.55
  • Free Breakdown: Daily Policies
  • Quick Cover: Quote in Seconds
Compare cheap daily temporary car insurance

Reasons You Might Need Temporary Car Insurance

Temporary car insurance is the convenient solution to many short-term situations - whether you need to borrow a car, temporary cover for your own car, or to test drive a new car, you can find out all the possible uses and reasons for temporary car insurance!

car insurance to borrow a car

Borrowing a car is the most common reason for short-term car insurance. Need to drive a partner's or parent's car for a while? We've got you covered.

insurance for buying a new car

If you need to buy a new car, you might need temporary car insurance to drive your new car home or to be covered until your annual insurance begins.

share the driving with temp insurance

If you are on a long drive, like a holiday or a work trip you may decide you need short-term insurance in order to share the driving for that long journey.

temp insurance to drive own car

You might need temporary car insurance in order to drive your own car if you do not have car insurance, or if you have a gap until your new policy starts.

How to Get Temporary Car Insurance

Annual insurance can be a pain to get, whilst you call up multiple insurance companies to try and get the best quote. That's what sets temporary insurance apart, it only takes 30 seconds to get a quote and then compare the best prices with InsureDaily. Read on to find out exactly how to get temporary car insurance.

how to get temp insurance quote

It only takes 30 seconds to get a temporary insurance quote, and we talk you through everything you need from quote to purchase. Simple, Flexible Cover.

dual insurance temp cover

There are many differences between annual insurance and temporary cover and the relationship between the two that are important to know for your insurance.

renewing temporary car insurance

Sometimes you need temp insurance for longer than you initially planned, so you can find out all about renewing or extending temporary insurance.

compare temporary quotes

Okay so you've got your temporary insurance quotes. Now, how do you work out which temporary car insurance quote is right for you?

To Get Temporary Car Insurance:

The Driver Must:

  • Be between the ages of 18-75
  • Hold a Full UK Licence (unless taking out Learner cover)
  • Have Permission from the vehicle owner
  • Have no more than 6 penalty points on your licence in the past 3 years
  • Have no police enquiry pending
  • Have never been refused insurance, had a policy cancelled or voided
  • Have no criminal convictions, Police prosecutions or enquiries pending
  • Have not been disqualified from driving or had your licence revoked in the last 3 years
  • Not be Unemployed, or have an occupation which is connected to the following trades or professions: Couriers, Licenced taxi or mini-cab driver, Parcel Delivery, Fast-food delivery, Entertainment Industry, or a Professional Sports person.

The Vehicle Must:

  • Have a Valid MOT, Not be declared as SORN, and be Registered in the UK.
  • Not be seized or impounded by the Police (unless purchasing impound cover)
  • Have no modifications, and not be right-hand drive.
  • Only be used for social domestic & pleasure purposes, which includes commuting & personal business use only.
  • Not be a: Horsebox, Licenced Taxi or Minicab, Lorry, Minibus, Motor Caravan, Motor Home, Recovery Vehicle, Refrigerated or a Tipper
  • Be valued at over £1,000 and less than £65,000
  • Have No More than 5 seats if a commercial vehicle with a maximum GVW of 3.5 tons and no more than 7 seats if a private car
  • Not be owned, operated by, hired or rented from any Claims Management, Credit Hire or Accident Management firm
  • Not be exported outside of the UK or imported into the UK during this period of insurance cover
  • Not be used to carry hazardous goods, scrap waste or be used or driven at a hazardous location, or for any purpose in connection with the motor trade, carriage of goods or passengers for hire or reward, racing, pace-making, speed testing, rallies, trials or competitions

How Long Can I Get Short-Term Car Insurance For?

Short-Term Car Insurance is available for anywhere between 1 hour and 3 months. There are a range of reasons and periods you might need temporary insurance for, so whether you just need cover for an hour to pop to the shops or for 3 months until you sell your car, we have the short-term cover you need.

Car Insurance for One Hour

Hourly Car Insurance offers you the flexibility and freedom that you need for the shortest trips and drives where you need cover by the hour.

One Day Car Insurance

The most common type of temporary car insurance is day insurance, and InsureDaily offer you the cover you need, when you need it. 

One Week Car Insurance

You can get car insurance by the week if you have a short period of time when you need insurance to borrow a car or cover to drive your own.

One Month Car Insurance

If you are going to sell your car in a few months you might be interested in car insurance for up to 3 months, a cheaper option than annual cover.

How Much Does Temporary Car Insurance Cost?

The best and quickest way to find out how much temporary car insurance will cost you is to get a quote, it only takes 30 seconds! But if you do want to find out more around the costs involved in short-term car insurance you can read our other pages related to temporary costs.

temporary insurance calculator

To get an idea of how much temporary car insurance might cost you, you can use our temporary car insurance calculator here.

factors influence temporary insurance prices

Just like normal insurance, temporary insurance is affected by a number of different factors. You can find out all about them here.

cheap cars to insure

Looking to save money on your insurance? Have a look at our page all about the cheapest cars to insure, so you can cut costs.

temporary insurance companies compared

Find out more about different temporary car insurance providers so you can make the best decision of where to get temp insurance.

The Cost of Temporary Car Insurance

The price of temporary car insurance starts from £14.55 for one day's insurance. Temporary insurance is not expensive, but the price does change for each person and each vehicle they are insuring. More expensive vehicles cost more to insure with temporary car insurance, and drivers with less experience generally pay more for temp car insurance too. Use the Temporary Car Insurance Calculator below to get an idea of the cost of a short-term policy.

Temporary CarInsurance Calculator

Prices shown are based on the lowest sold prices over the period July 2023 to September 2023

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Types of Short-Term Car Insurance

There are lots of types of short-term car insurance and reasons you might need temporary cover - and here you can find out about all the different types of temporary cover, from temporary van insurance or temporary foreign licence cover, InsureDaily can cover all your short-term insurance needs.

temporary van insurance

If you need to borrow a van or insure your own van, temporary van insurance is the solution you need for moving house or working.

learner driver insurance

If you are learning to drive you might need learner insurance to borrow a parent's car to get some practice in before your test.

impound insurance

If your vehicle has been impounded you might need impound insurance to allow you to retrieve your vehicle from the police compound.

temporary car insurance non-uk licence

Temporary car insurance for non-uk residents is a really useful option for expats and holidaymakers to the UK who want to drive in the UK. 

What are the Benefits of Temporary Car Insurance?

Not sure why you would want to buy temporary car insurance over any alternative? Not convinced it's the option for you yet? Well you're in the right place! Here is everything you need to know about the benefits of temporary car insurance for you.

relationship between temporary insurance and no claims

You can find out the relationship between temporary cover and no claims bonus here. It's a huge benefit of temp cover. 

temporary vs annual insurance

Want to know the main differences and advantages of temporary insurance compared to annual car insurance? Read more.

taxing a car with temporary car insurance

Some people look for temporary cover to tax their car. Find out what you need to know about taxing a car with temp insurance.

testimonies on short-term car insurance

Read about real people's experiences of short-term car insurance, what they used it for and how they found the whole process.

Short-Term Car Insurance Explained by InsureDaily TV Advert

Professor Daily, our InsureDaily brand ambassador, explains temporary car insurance in the video below. Why you might need short term insurance and how to arrange temporary cover, for a day, a week, a month or an hour. "It's Not Rocket Science - InsureDaily, temporary car insurance made simple". You can view it below on the InsureDaily YouTube Channel.

FCA Authorised & Regulated

InsureDaily is part of Ramasis Limited, who are Authorised & Regulated by the Financial Conduct Authority, the FCA. You can view our FCA status on the FCA register where you will find InsureDaily noted as one of our Trading Names.

We are also members of BIBA – the British Insurance Brokers Association.

BIBA Motor Panel member, Scott Forrester, who is a Director at InsureDaily, describes short-term insurance as "a practical solution for the way many drivers now need insurance on an ad-hoc basis, to match their busy lifestyles".